Rate of return | Effective rate of return*
if your Income Tax Rate is 30%** | Effective rate of return*
if your Income Tax Rate is 33%*** | Effective rate of return*
if your Income Tax Rate is 39%**** |
|---|---|---|---|
| 3% p.a. | 3.09% p.a. | 3.22% p.a. | 3.54% p.a. |
Tier | Rate |
|---|---|
| Base interest rate | 0.10% p.a. |
| Bonus interest rate | 2.15% p.a.1 |
| Potential interest rate | 2.25% p.a.1 |
All balances | Rate of return | Effective rate of return*
if your Income Tax Rate is 30%** | Effective rate of return*
if your Income Tax Rate is 33%*** | Effective rate of return*
if your Income Tax Rate is 39%**** |
|---|---|---|---|---|
| Base interest rate | 0.10% p.a. | 0.10% p.a. | 0.11% p.a. | 0.12% p.a. |
| Bonus interest rate | 2.15% p.a.1 | 2.21% p.a.1 | 2.31% p.a.1 | 2.54% p.a. |
| Potential interest rate | 2.25% p.a. | 2.31% p.a. | 2.42% p.a. | 2.66% p.a. |
Tier | Rate |
|---|---|
| All balances | 0.45% p.a. |