Access to your money anytime online via your linked bank account Superscript: 2 Needs to be linked to an eligible ANZ bank account Bonus interest for the first 3 months, even if you make a withdrawal Superscript: 1 A standard variable rate after the first 3 months No monthly account service fees No minimum balance

1.Open your first ANZ Online Saver account and you'll receive an introductory fixed bonus rate of2.15% p.a. for 3 months, on top of the ANZ Online Saver standard variable rate (currently1.50% p.a.). After 3 months, the ANZ Online Saver standard variable rate, applicable at that time, will apply. The introductory fixed bonus rate is only available on the first ANZ Online Saver account opened by customers who have not held an ANZ Online Saver in the last 6 months. In case of joint account holders, the introductory fixed bonus rate offer will only be received if all customers are eligible.

2.ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account.

3.The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions availablehere for iOS (PDF)andhere for Android (PDF)and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App.