1. | 1. Euro-denominated Deposits Euro-denominated Deposits | |||
|---|---|---|---|---|
| 1.1 | Mega Savings Account (Statement / Passbook / e - Statement) (compounded every 6 months) 1.1. Mega Savings Account (Statement / Passbook / e - Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.1.1 | Accounts opened from 02/01/2021 to 31/12/2021 | 0,0200% | 0,0170% | |
| The product is not available. | ||||
| 1.1.2 | Accounts opened from 27/06/2011 to 31/12/2020 (tiered split balance) | from € 0,01 to PYAB* | 0,0000% | 0,0000% |
| from PYAB* and over | 0,0200% | 0,0170% | ||
| The product is not available. The fee in §1.1.2 may also apply to accounts opened before 27/6/2011 where a change in the account rate was agreed. *PYAB: The Previous Year's Average Balance, calculated at the end of each calendar year based on the information in the application to open an account / application to change the account rate. | ||||
| 1.1.3 | Accounts opened before 27/6/2011 | 0,0000% | 0,0000% | |
| The product is not available. | ||||
| 1.2 | Regular Savings Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded monthly) 1.2. Regular Savings Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded monthly) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.2.1 | Regular Savings Account | Minimum initial deposit: € 20,00 | 0,0300% | 0,0255% |
| The product is not available. | ||||
| 1.3 | Accounts opened from 9/12/2022 Saving Now Account (e- Statement / Statement) (compounded monthly) 1.3. Accounts opened from 9/12/2022 Saving Now Account (e- Statement / Statement) (compounded monthly) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.3.1 | Saving Now Account (The account’s interest rate is graduated interest) | up to € 5.000,00 | 0,3000% | 0,2553% |
| from € 5000,01 up to € 10.000,00 | 0,4000% | 0,3405% | ||
| over € 10.000,01 | 0,5000% | 0,4258% | ||
| 1.4 | Day to Day Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 months) 1.4. Day to Day Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.4.1 | Day to Day Account | whatever amount | 0,0000% | 0,0000% |
| The product is not available. | ||||
| 1.5 | Live Account (e- Statement) (compounded monthly) 1.5. Live Account (e- Statement) (compounded monthly) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.5.1 | Live Account (tiered whole balance) | from € 0,01 to € 2.999,99 | 0,0100% | 0,0085% |
| over € 3.000,00 | 0,0300% | 0,0255% | ||
| The product is not available. | ||||
| 1.6 | Growing Up (Passbook) (compounded every 6 months) 1.6. Growing Up (Passbook) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.6.1 | Growing Up | Minimum initial deposit: € 50,00 | 0,1000% | 0,0850% |
| 1.7 | 18 Plus Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 months) 1.7. 18 Plus Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.7.1 | 18 Plus (tiered split balance) | whatever amount | 0,0000% | 0,0000% |
| 1.8 | Savings Account (Statement / Passbook / e - Statement) (compounded every 6 months) 1.8. Savings Account (Statement / Passbook / e - Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.8.1 | Savings Account | whatever amount | 0,0000% | 0,0000% |
| The product is not available. | ||||
| 1.9 | Day to Day Account Plus (e Statement / Statement) (compounded every 6 months) 1.9. Day to Day Account Plus (e Statement / Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| From 04.03.2022, the “Salary/Pension Account (Statement/Passbook/e-Statement) - For account openings from 31.01.2022 ( e-Statement/Statement) (compounded every 6 months)” was renamed to “Day to Day Account Plus (e- Statement/Statement) (compounded every 6 months)”. For accounts credited with salary / pension, the interest rates which mentioned in §1.9.2, 1.9.3, 1.9.4, 1.9.5 are valid. | ||||
| 1.9.1 | Day to Day Account Plus | whatever amount | 0,0000% | 0,0000% |
| 1.9.2 | Accounts opened from 8/9/2009 to 10/7/2012 (tiered split balance) | from € 0,01 to € 20.000,00 | 0,0100% | 0,0085% |
| over € 20.000,01 | 0,1000% | 0,0850% | ||
| 1.9.3 | Accounts opened before 8/9/2009 | whatever amount | 0,0000% | 0,0000% |
| 1.9.4 | Account credited with Salary / Pension for Public Sector employees (tiered split balance) | from € 0,01 to € 1.000,00 | 0,2000% | 0,1701% |
| from € 1.000,01 to € 5.000,00 | 0,0500% | 0,0425% | ||
| over € 5.000,01 | 0,0100% | 0,0085% | ||
| 1.9.5 | Account credited with Salary / Pension for Private Sector employees (tiered split balance) | from € 0,01 to € 1.000,00 | 0,0500% | 0,0425% |
| from € 1.000,01 to € 5.000,00 | 0,0500% | 0,0425% | ||
| over € 5.000,01 | 0,0100% | 0,0085% | ||
| 1.10 | «Panta Neoi» Salary / Pension Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 months) 1.10. «Panta Neoi» Salary / Pension Account (Statement / Passbook / e - Statement) - For account openings from 31.01.2022 (e-Statement / Statement) (compounded every 6 m | Nominal Interest Rate (%) onths) | Annual Actual Total Return (%) | |
| Interests rates aplly to accounts (other than the Personal Banking Account) into which pensions are paid. If that is not the case, the "Day to Day Account Plus" interest rates apply. | ||||
| 1.10.1 | «Panta Neoi» Salary / Pension Account (tiered split balance) | from € 0,01 to € 1.000,00 | 0,1000% | 0,0850% |
| over € 1.000,01 | 0,0100% | 0,0085% | ||
| 1.11 | Sight Account (Statement / e - Statement) (compounded monthly) 1.11. Sight Account (Statement / e - Statement) (compounded monthly) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.11.1 | Sight Account Individuals (tiered split balance) | whatever amount | 0,0000% | 0,0000% |
| 1.11.2 | Sight Account Legal Entities (tiered split balance) | whatever amount | 0,0000% | 0,0000% |
| 1.11.3 | Dynamic Sight Account (tiered whole balance) | whatever amount | 0,0000% | 0,0000% |
| Not available. | ||||
| 1.11.4 | Clients Account (tiered whole balance) | whatever amount | 0,0000% | 0,0000% |
| 1.12 | Sight Account Farmers (Statement / e - Statement) 1.12. Sight Account Farmers (Statement / e - Statement) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.12.1 | Accounts opened until 14/3/2017 (compounded monthly) | 0,0100% | 0,0085% | |
| 1.12.2 | Accounts opened from 15/3/2017 (compounded every 6 months) | from € 0,01 to € 10.000,00 | 0,0500% | 0,0425% |
| over € 10.000,01 | 0,0100% | 0,0085% | ||
| 1.13 | Personal Banking Account (Statement / e - Statement) (compounded monthly) 1.13. Personal Banking Account (Statement / e - Statement) (compounded monthly) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.13.1 | Personal Banking Account (tiered whole balance) | 0,0000% | 0,0000% | |
| 1.13.2 | Personal Banking Account used for Pension (tiered whole balance) | from € 0,01 to € 5.000,00 | 0,0500% | 0,0425% |
| over € 5.000,01 | 0,0100% | 0,0085% | ||
| Interest rates valid for accounts credited with pension. If that is not the case, the interest rates for the Personal Banking Account not used for pensions apply. | ||||
| 1.14 | Savings Account Plus (Statement / Passbook / e - Statement) (compounded every 6 months) 1.14. Savings Account Plus (Statement / Passbook / e - Statement) (compounded every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| 1.14.1 | Savings Account Plus | whatever amount | 0,0000% | 0,0000% |
| The product is not available. | ||||
| 1.15 | Collateral Accounts (Statement / e - Statement) (compounded Monthly / Quarterly / every 6 months) 1.15. Collateral Accounts (Statement / e - Statement) (compounded Monthly / Quarterly / every 6 months) | Nominal Interest Rate (%) | Annual Actual Total Return (%) | |
| Interest rate applies after negotiation with customer. | ||||
| 1.15.1 | Cash Collateral Account | whatever amount | 0,0000% | 0,0000% |
| 1.15.2 | Mortgage Loan Collateral | whatever amount | 0,0000% | 0,0000% |
| 1.15.3 | SBL’S Collateral | whatever amount | 0,0000% | 0,0000% |
| 1.15.4 | Eurosettle - Sight Account | whatever amount | 0,0000% | 0,0000% |
| 1.15.5 | Collateral Cash Account | whatever amount | 0,0000% | 0,0000% |