Benefits
| Secured with deposits or investments | Cover your needs without having to liquidate all or part of your portfolio. Simply use your investment products or accounts at HSBC, so that you secure your needs with a minimum amount of €5,000. |
| Floating interest rate | Benefit from the loan's floating interest rate linked to one month Euribor reference rate plus fixed spread 3% plus the contribution of Law 128/751 1 view footnote 1 as applicable. |
| Ease of repayment | Loan repayment in monthly installments and loan duration up to 7 years. |
Product details
| Interest rates | For amounts up to €30.000 and loan duration up to 5 years the loan’s interest rate is floating linked to reference rate Euribor 1M2 2 view footnote 2 (one month) plus spread 3% (Euribor 1M +3%1 1 view footnote 1 ) For amounts from €30.000 up to €50.000 and loan duration up to 7 years the loan’s interest rate is floating linked to reference rate Euribor 1M2 2 view footnote 2 (one month) plus spread 3.50% (Euribor 1M +3.50%1 1 view footnote 1 ) Example: Total Annual Percentage Rate (A.P.R.): For a loan amount of €30,000, duration 60 months and 3% interest rate (Euribor one (1) month 0% plus spread 3%), plus contribution of Law 128/75 0.60% annually: 3.66%. Note: the above vary depending on the purpose, the amount and the duration of the loan. |
| Loan Amount | Τhe loan amount is calculated based on the security value of the deposit/investment product with a minimum amount of €5,000. |
| Loan expenses | Loan expenses based on the Bank's price list currently in effect. No charge of administration fees. |
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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