Mortgages
Fixed-rate mortgage | Fixed-rate mortgage | Variable-rate mortgage | Variable-rate mortgage | |
|---|---|---|---|---|
| DISCOUNT1 | WITHOUT DISCOUNT2 | DISCOUNT3 | WITHOUT DISCOUNT4 | |
| Loan amount | 150.000 € | 150.000 € | 150.000 € | 150.000 € |
| Term | Maximum 30 years (360 instalments) | Maximum 30 years (360 instalments) | Maximum 30 years (360 instalments) | Maximum 30 years (360 instalments) |
| Interest rate | 3.75 % NIR 4.56 % APR | 4.75 % NIR 5.21 % APR | 1.50 % NIR 1st year (Euribor +0.65 % rest of years) 4.97 % variable APR | 2.50 % NIR 1st year (Euribor +1.65 % rest of years) 5.63 % variable APR |
| Monthly instalment | 694.67 € / month | 782.47 € / month | Cuota 1st year 517.68 € / month Instalment rest of years 743.97 € / month** | Cuota 1st year 592.68 € / month Instalment rest of years 835.28 € / month** |
| Arrangement fee | ✓ Free | ✓ Free | ✓ Free | ✓ Free |
| Solicitor, registry and notary fees (derived from the deed) | ✓ Included | ✓ Included | ✓ Included | ✓ Included |
| Total cost of the mortgage | 120,652.17 € | 142,694.29 € | 135,680.90 € | 158,798.30 € |
| REQUIREMENTS | REQUIREMENTS | REQUIREMENTS | REQUIREMENTS | |
| Salary or pension deposited in the account | ✓ | - | ✓ | - |
| Life Protection Insurance | ✓ | - | ✓ | - |
| Home Protection Insurance | ✓ | - | ✓ | - |
| Payment Protection Insurance | ✓ | - | ✓ | - |
| Damage insurance | - | ✓ | - | ✓ |
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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