Consumer Loans
1. | Consumer Loans
1. Consumer Loans | |||
|---|---|---|---|---|
| 1.1 | Amortized Loans 1.1. Amortized Loans | Interest Rate Type | Interest Rate | |
| The interest rate is floating and the Bank is entitled to decide each month on possible readjustment, based on the 3m Euribor rate.. | ||||
| 1.1.1 | Personal Loan | Floating | from 9,50% to 14,90% | |
| The interest rate is adjusted taking into account any discounts to the benefit of the client, depending on the credit risk and the relationship with the Bank. | ||||
| 1.1.2 | Employee / Pensioner Personal Loan | Floating | 10,15 % | |
| 1.1.3 | Payroll / Pension Personal Loan | Floating | 11,15 % | |
| 1.1.4 | Personal Loan – Fast Loan | Floating | 14,30% | |
| 1.1.5 | Personal Loan – Green Fast Loan | Floating | 11,90% | |
| 1.1.6 | Student Loan | Floating | 10,15 % | |
| 1.2 | Open Line 1.2. Open Line | Interest Rate Type | Interest Rate | |
| The interest rate is based on the capital due, is floating and each month, the Bank is entitled to decide each month on possible readjustment, based on the 3m Euribor rate. A 1,00% discount is provided to the Bank's salaried customers. | ||||
| 1.2.1 | Open Line (Amount Due) | up to € 6.000,00 | Floating Scalable | 12,50% |
| from € 6.000,01 to € 15.000,00 | Floating Scalable | 12,00% | ||
| from € 15.000,01 to € 25.000,00 | Floating Scalable | 11,00% | ||
| over € 25.000,01 | Floating Scalable | 8,50% | ||
| 1.3 | Overdraft 1.3. Overdraft | Interest Rate Type | Interest Rate | |
| The interest rate is based on the capital due, is floating and each month, the Bank is entitled to decide each month on possible readjustment, based on the 3m Euribor rate. | ||||
| 1.3.1 | Overdraft Classic (amount due) | up to € 3.000,00 | Floating Tiered | 15,80% |
| from € 3.000,01 to € 6.000,00 | Floating Tiered | 14,80% | ||
| from € 6.000,01 to € 9.000,00 | Floating Tiered | 14,30% | ||
| from € 9.000,01 to € 12.000,00 | Floating Tiered | 13,80% | ||
| over € 12.000,01 | Floating Tiered | 13,30% | ||
| 1.3.2 | Overdraft for salaried Bank customers | up to € 150,00 | Floating Tiered | 0,00% |
| from € 150,01 | Floating Tiered | 13,10% | ||
| 1.4 | Car, Motorcycle, Boat and Consumer Durables Loans 1.4. Car, Motorcycle, Boat and Consumer Durables Loans | Interest Rate Type | Interest Rate | |
| The minimum price and the type of interest rate are determined by the merchant, based on the cooperation agreement with the Bank and are adapted to the characteristics of the funded item. In the case of floating interest rate, the Bank is entitled to decide each month on possible readjustment, based on the 3m Euribor rate. For more information, the consumer can contact any of the cooperating merchants, from whom can receive full, personalized information through the 'Standarized European Consumer Credit Information', adapted to the features of the purchase to be made. | ||||
| 1.4.1 | New Car Purchase Loan | Fixed / Floating | up to 11,00% | |
| 1.4.2 | Used Car Purchase Loan | Fixed / Floating | up to 13,50% | |
| 1.4.3 | New / Used Motorcycle Purchase Loan | Fixed / Floating | up to 13,95% | |
| 1.4.4 | Consumer Durables Loan | Fixed / Floating | up to 14,40% | |
| 1.4.5 | New / Used Boat Purchase Loan | Fixed / Floating | up to 13,00% |
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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