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    Interest rates

    Loan
    Current rate
    Personal loan18.95 % p.a.
    Personal loan for Kiwibank Home Loan customers13.95 % p.a.
    Car loans - securedFrom 12.99 % p.a. to 18.95 % p.a. *

    Fees

    Establishment feeWhat you'll pay to cover the administration costs on your loan: $240 for a personal loan $240 for a car loan $0 for Graduate Pack customers for either a personal loan or a car loan As of 1 February 2021, we no longer offer our Graduate Pack to customers.
    Late payment feeWhat you'll pay if you don't pay an amount when due under your loan: $35 per late payment
    Payment handling feeWhat you'll pay when a payment to your loan account is made in cash at a PostShop: $1.50 per payment
    Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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