Loan | Current rate |
|---|---|
| Personal loan | 18.95 % p.a. |
| Personal loan for Kiwibank Home Loan customers | 13.95 % p.a. |
| Car loans - secured | From 12.99 % p.a. to 18.95 % p.a. * |
| Establishment fee | What you'll pay to cover the administration costs on your loan: $240 for a personal loan $240 for a car loan $0 for Graduate Pack customers for either a personal loan or a car loan As of 1 February 2021, we no longer offer our Graduate Pack to customers. |
| Late payment fee | What you'll pay if you don't pay an amount when due under your loan: $35 per late payment |
| Payment handling fee | What you'll pay when a payment to your loan account is made in cash at a PostShop: $1.50 per payment |