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    UOB Personal Loan interest rate

    Loan Tenor (Months)
    Processing Fee (%)
    Interest Rates (% P.A.)
    EIR (% P.A.)
    1213.408.03
    24Waived3.406.40
    36Waived3.406.42
    48Waived3.406.40
    60Waived3.406.36

    Loan condition information

    Existing UOB Credit Card/CashPlus customer
    Singapore citizen or Permanent Resident
    21-65 years old
    Minimum annual income of S$30,000

    Account opening fee information

    Instant approval and cash disbursement
    ^
    ^
    For online applications submitted between 8am to 9pm

    Attractive Cash Rebate
    Get the extra financial boost with up to S$3,288 cash rebate* when you apply for a loan amount of at least S$15,000 (loan amount can be combined across Credit Card Personal Loan and CashPlus Personal Loan applications) and a loan tenor of 24, 36, 48 or 60 months. *All eligible customers enjoy S$3,188 cash rebate. New to CashPlus customers enjoy extra S$100 cash rebate. Terms and conditions apply. Click
    herefor full cash rebate promotion terms and conditions.Promotion ends 31 December 2022.Flexible repayment loan tenor from minimum 1 to maximum 5 years.Note: The Effective Interest Rate (EIR) is the actual rate incurred for using the loan facility, taking into account of the total charges and the way the repayment is made. Thereafter, the prevailing interest rate will apply. The minimum EIR is 6.36%p.a. and the maximum EIR is 8.03%p.a. based on your loan tenor.Interest is computed based on the Effective Interest Rate (EIR) payable on a reducing balance basis, where interest is computed by:Effective Interest Rate (“EIR”) x the Outstanding Loan Amount ÷ 365/366 days X number of days to the next Credit Card/CashPlus statement date.If the date of approval of the UOB Personal Loan and the date of your Credit Card/CashPlus Statement is less than 30/31 days, the interest payable of your 1st UOB Personal Loan instalment will be pro-rated on a 365 days basis or 366 days basis in a leap year.
    Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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