Loan type | LVR | Principal and Interest rate | Principal and Interest Comparison rate | Interest Only Interest rate | Interest Only Comparison rate |
|---|---|---|---|---|---|
| $40,000 & above | LVR ≤60% | % pa | % pa | % pa | % pa |
| $40,000 & above | LVR ≤80% | % pa | % pa | % pa | % pa |
| $40,000 & above | LVR ≤90% + LMI | % pa | % pa | n/a | n/a |
| Construction | |||||
| $40,000 & above | LVR ≤90% + LMI | n/a | n/a | % pa | % pa |
| Reference Rate | Basic Reference Rate | Basic Reference Rate Interest Only |
Loan type | LVR | Principal and Interest rate | Principal and Interest Comparison rate | Interest Only Interest rate | Interest Only Comparison rate |
|---|---|---|---|---|---|
| Basic 2 year fixed rate | % pa | % pa | % pa | % pa | |
| Basic 3 year fixed rate | % pa | % pa | % pa | % pa | |
| Basic 5 year fixed rate | % pa | % pa | % pa | % pa |