standard chartered home loans interest rate
PRICING AND FEATURES | |
|---|---|
| Interest Rate | 36M Fixed Deposit Rate plus a margin for the Bank.The 36M Fixed Deposit Rate means the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar time deposit of (i) an amount below S$20,000, or (ii) such other amount as the Bank may specify.The current 36M Fixed Deposit Rate is 0.72% per annum.The reference rate for Fixed Deposit Rate may vary and the actual rate will be presented in the Facility Letter. The Fixed Deposit Rate offered to you may be different from other clients based on different pricing packages.The Fixed Deposit Rate is a floating rate and is subject to change from time to time. This rate may be revised due to changes in, including but not limited to our macroeconomic outlook or any other global or local market conditions which may or may not impact our cost of funds. We will provide you with at least 30 days’ notice for any revision of the Fixed Deposit Rate if you maintain any existing loan with us. |
| Loan Size | Minimum SGD100,000 |
| Fees | No processing fee |
| Type of Property | For both completed and building under construction properties |
Loan condition information
¹Only applicable to XtraSaver, World Partner Chequing and SuperSalary Debit Cards
²For customers aged 21-65 years old with a minimum annual income of $30,000 (Singaporean/permanent resident) or $36,000 (foreigners), who are not an existing Personal Credit and/or Personal Loan customer
³For applicants with no outstanding residential property loans
Summary of HDB Home Suite Terms and ConditionsPlease note that your HDB home loan application is subject to your prevailing annual income, regulatory requirements, and Standard Chartered Bank (Singapore) Limited prevailing credit policy.
The interest rate for your Mortgage Loan will be calculated based on the sum of (a) the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar Time Deposit and (b) a fixed margin.
Please note that final approval of your home loan is subject to receipt and validation of all required documents.
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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