3. Consumer Loans with Collateral Consumer Loans with Collateral
3. | 3. Consumer Loans with Collateral Consumer Loans with Collateral | |||
|---|---|---|---|---|
| The following offerings in the listed interest rate range include discounts in favor of the borrower, depending on the borrower's profile, the deposit / investment relationship with the Bank and the type of collateral. Any discount granted may be waived if the conditions for providing it are not met. | ||||
| 3.1 | Base Rates 3.1. Base Rates | Interest Rate Type | Interest Rate | |
| The Base rate for denominated secured consumer loans is floating and the Bank is entitled to decide every month on possible readjustment, based on the changes in the quarterly Euribor (Euribor 3m). | ||||
| 3.1.1 | Base rate for denominated secured consumer loans | Floating | 7,90% | |
| 3.2 | Home Equity 3.2. Home Equity | Interest Rate Type | Interest Rate | |
| Consumer Loans with collateral is granted at a discount of one unit on the Base rate for denominated secured consumer loans for as long as the borrower remains up-to-date. The interest rate is within the above range based on the customer's creditworthiness, the relationship with the Bank and the type of collateral. The Bank is entitled to decide each month whether to adjust it on the basis of the three-month Euribor interest rate fluctuation. For more detailed information about the fluctuation of the floating rate, please refer to the "General Information on Secured Consumer Credit Insurance" available in all branches of the Bank. | ||||
| 3.2.1 | Consumer Loan with collateral – «Home Cash» | Floating with VEKXE | from 5,55% to 7,90% |
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
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