1. | 1. Consumer Loans Consumer Loans | |||
|---|---|---|---|---|
| 1.1 | Amortized Loans 1.1. Amortized Loans | Interest Rate Type | Interest Rate | |
| The interest rate is floating and the Bank is entitled to decide every month on possible readjustment, based on the changes of Euribor 3m. | ||||
| 1.1.1 | Personal Loan | Floating | from 11,50% to 14,90% | |
| The interest rate is determined having taking into account any discounts to the benefit of the customers, depending on the credit risk and their relationship with the Bank. | ||||
| 1.1.2 | Public Sector Employee / Pensioner Personal Loan | Floating | 10,15 % | |
| 1.1.3 | Payroll / Pension Personal Loan | Floating | 11,15 % | |
| 1.1.4 | Personal Loan – Fast Loan | Floating | 14,30% | |
| 1.1.5 | Personal Loan – Green Fast Loan | Floating | 11,90% | |
| 1.1.6 | Student Loan | Floating | 10,15 % | |
| The ALBA Postgraduate Loan is granted with an interest rate of 10,15%. | ||||
| 1.1.7 | Personal Eurobank CashPlus Loan | Floating | 9,30 % | |
| plus cotribution L.128/75 0,60% | ||||
| 1.2 | Open Line 1.2. Open Line | Interest Rate Type | Interest Rate | |
| The interest rate is based on the capital due, is floating and the Bank is entitled to decide each month on possible readjustment, based on the changes of Euribor 3m. A discount of 1,00% is provided to the Group Sales customers. | ||||
| 1.2.1 | Open Line (Amount Due) | up to € 6.000,00 | Floating Scalable | 12,50% |
| from € 6.000,01 to € 15.000,00 | Floating Scalable | 12,00% | ||
| from € 15.000,01 to € 25.000,00 | Floating Scalable | 11,00% | ||
| over € 25.000,01 | Floating Scalable | 8,50% | ||
| 1.3 | Overdraft 1.3. Overdraft | Interest Rate Type | Interest Rate | |
| The interest rate is based on the capital due, is floating and the Bank is entitled to decide each month on possible readjustment, based on the changes of Euribor 3m. | ||||
| 1.3.1 | Overdraft Classic (amount due) | up to € 3.000,00 | Floating Tiered | 15,80% |
| from € 3.000,01 to € 6.000,00 | Floating Tiered | 14,80% | ||
| from € 6.000,01 to € 9.000,00 | Floating Tiered | 14,30% | ||
| from € 9.000,01 to € 12.000,00 | Floating Tiered | 13,80% | ||
| over € 12.000,01 | Floating Tiered | 13,30% |