attica My Home
FEATURES | DISCRIPTION |
|---|---|
| Loan amount | From € 20,000 |
| Interest rate | - Fixed interest rate for the entire loan term - Fixed interest rate starting from 3.40% for the first years followed by a floating interest rate linked to 3-month Euribor plus a fixed margin from 3.20% or - Floating rate linked to 3-month Euribor plus a fixed margin starting from 3.20% for the entire loan term *Interest rate depends on the loan amount. Τhe above interest rates are nominal and are subject to the Law 128/75 levy (currently at 0.12%) |
| Interest rate discount based on property's energy class | Depending on the energy class of the property, based on its Energy Performance Certificate, a discount (margin reduction) is provided on the floating interest rates period of the product Specifically: - For property of class A+ or A: margin reduction of 0,40% - For property of class B+ or B: margin reduction of 0,30% The discount is applied only during the floating interest rate period (margin reduction) and is valid until the expiration of the loan. |
| Interest rate discount due to cash collateral security | 1% discount (margin reduction) is provided on the floating interest rates period of the product (margin reduction) if the loan is covered by a cash collateral in euros. Cash collateral must amount to 110% of the loan and be held at a designated interest-free savings account with the Bank. Floating rate discounts are not provided cumulatively. Maximum discount rate provided: 1%. |
| Financing | Up to 80% of the estimated property value (if the loan is covered by a mortgage prenonation) or up to 100% of the estimated property value (if the loan is covered by cash collateral) and up to 100% of the purchase contract value |
| Repayment Term | From 3 to 30 years. |
| Insurance coverage | Mandatory fire-earthquake of the property for the entire loan term. Optional life insurance of the borrower. Find out about the insurance programs that Attica Bank can offer you in cooperation with Anytime/INTERAMERICAN |
| Repayment | By monthly amortization installments payable only via the borrower's designated loan-linked Deposit Account with Attica Bank. |
| Special features | - No early repayment cost - Possibility of partial disbursements - Grace period of up to 12 months |
| Get information | Get detailed information: - on the existing banking operations pricing policy |
Attica Eco Home
FEATURES | DISCRIPTION |
|---|---|
| Loan amount | From €15,000 to €75,000 |
| Interest rate | - Fixed interest rate for the entire loan term - Fixed interest rate starting from 3.70% for the first years years followed by a floating interest rate linked to 3-month Euribor plus a fixed margin 3.50% or - Floating rate linked to 3-month Euribor plus a fixed margin 3.50% for the entire loan term Τhe above interest rates are nominal and are subject to the Law 128/75 levy (currently at 0.12%) |
| Interest rate discount based on property's energy class | Depending on the energy class of the property after its upgradation, based on its Energy Performance Certificate, a discount (margin reduction) is provided on the floating interest rate period of the product (margin reduction). Specifically: - For property of class A+ or A: margin reduction of 0,40% - For property of class B+ or B: margin reduction of 0,30% The discount is applied only during the floating interest rate period (margin reduction) and is valid until the loan expires. |
| Interest rate discount due to cash collateral security | 1% discount (margin reduction) is provided on the floating interest rates period of the product (margin reduction) if the loan is covered by a cash collateral in euros. Cash collateral must amount to 110% of the loan and be held at a designated interest-free savings account with the Bank. Floating rate discounts are not provided cumulatively. Maximum discount rate provided: 1%. |
| Get information | Get detailed information: - on the existing banking operations pricing policy. |
| Financing | Up to 100% of the invoices / pro forma invoices, offer of the contractor or equipment installation company amount and up to 70% of the estimated property value, including previous mortgages on the property. Energy efficiency upgrades include interventions such as: window replacement, installation/upgrade of thermal insulation, upgrade of heating/cooling system, the purchase and installation of a domestic hot water system using renewable energy sources (RES), works of converting property into smart home. |
| Repayment Term | From 3 to 30 years. |
| Insurance coverage | Mandatory fire-earthquake insurance of the property for the entire loan term. Optional life insurance of the borrower. Find out about the insurance programs that Attica Bank can offer you in cooperation with Anytime/INTERAMERICAN |
| Repayment | By monthly amortization installments payable only via the borrowers's designated loan-linked Deposit Account with Attica Bank. |
| Special features | - No early repayment cost - Possibility of partial disbursements - Grace period of up to 12 months |
Disclaimer: The data of this website is for reference only. For details, please click the link to the official website to view the data.
Top